Educational Reference

A field guide to
wealth structures

Seven structural patterns used by high-net-worth families and businesses to organize ownership, protect assets, minimize tax exposure, and transfer wealth across generations.

The Patterns

Seven structures

Figure 01Growth & Acquisitions

Private Equity Roll-Up Structure

A disciplined acquisition machine. One legal home for ownership, one operational backbone, and a stream of bolt-on targets that compound into something larger than the sum of its parts.

Explore Structure

Figure 02Estate & Wealth Planning

How the Wealthy Structure Assets

A single governing trust coordinates three asset classes, then passes appreciation beyond the estate to a dynasty vehicle. The result is consolidated control during life, minimized tax at death, and protected wealth across generations.

Explore Structure

Figure 03Estate & Wealth Planning

GRAT Structure

Shift future appreciation to heirs with minimal gift tax. A precision instrument for founders sitting on fast-growing assets, built to outrun the IRS hurdle rate.

Explore Structure

Figure 04Real Estate & Asset Protection

Series LLC + Land Trust Structure

A real estate ownership structure that isolates liability between properties, keeps names off public record, and holds title through layered entities designed for privacy and protection.

Explore Structure

Figure 05Real Estate & Asset Protection

The Function of a Series LLC

How a single LLC becomes many. The parent files once, pays taxes once, and maintains one operating agreement, while each internal series operates as its own liability-isolated cell.

Explore Structure

Figure 06Estate & Wealth Planning

Estate Plan + IRA Beneficiary Trust

Retirement accounts don't pass through a will. Beneficiary designations control. Naming a specialized trust as the beneficiary keeps inherited IRA assets inside the estate plan, under trust rules, and protected from risks of outright ownership.

Explore Structure

Figure 07Business & Operations

Healthcare MSO Structure

A regulatory workaround that lets investors own a medical business without violating the corporate practice of medicine doctrine. Clinical decisions stay with physicians. Business operations flow to a separate investor-friendly entity.

Explore Structure

Next Step

A field guide towealth structures

Seven structures

Private Equity Roll-Up Structure

How the Wealthy Structure Assets

GRAT Structure

Series LLC + Land Trust Structure

The Function of a Series LLC

Estate Plan + IRA Beneficiary Trust

Healthcare MSO Structure

Not sure which structure fits?

A field guide to
wealth structures